American fintech firm Ripple Labs has finally ended the Securities and Exchange (SEC) lawsuit, paying a massive $25 million in fines.
American firm Ripple Labs has finally closed the chapter on its legal dispute with the United States Securities and Exchange Commission (SEC).
The case, which began in December 2020, revolved around the SEC accusing Ripple of illegally raising $1.3 billion through the sale of XRP as an unregistered security.
After years of litigation, a US District Judge partially ruled in favor of Ripple in 2023, stating that XRP’s sale to retail investors did not violate securities laws.
However, the judge also concluded that the company’s $728 million sale of XRP to institutional investors did break securities regulations, leading to a $125 million fine.
Ripple’s $50M Fine
The SEC withdrew its appeal on March 19, 2025, prompting Ripple to do the same shortly after. As part of the final settlement, Ripple successfully recovered $75 million of the fine, leaving the SEC with just $50 million.
Stuart Alderoty, Ripple’s chief legal officer, confirmed this outcome, marking a major win for the company and its XRP token.
This resolution aligns with the SEC’s recent shift in regulatory strategy under Acting Chairman Mark T. Uyeda, who emphasized providing clarity over aggressive enforcement.
It is important to note that US President Donald Trump’s administration has been dropping legal actions against various digital asset firms, including OpenSea and Coinbase.
XRP Price Analysis
XRP is trading at $2.42, according to CoinMarketCap data, reflecting a slight decline of 0.52% in the past 24 hours.
XRP is consolidating near the middle Bollinger Bands (BB), with the upper band at $2.5770 acting as resistance and the lower band at $2.0926 serving as support.
Relative Strength Index (RSI) is at 50.96, indicating neutral momentum with room for further price movement in either direction. The gradient of the line indicates sluggish behavior.
The 20-Day Exponential Moving Average (EMA) is being tested as a support level at $2.3934. A successful hold above this level could signal a continuation of the bullish trend.
Can XRP Reach $1,452?
One of the boldest claims in the market is that XRP could skyrocket to $1,452.81 based on a bull flag pattern identified in a long-term price chart.
The chart below shows a classic bull flag, which consists of a strong upward price movement (the flagpole) followed by a consolidation phase in a descending channel (the flag).
This pattern is often seen as a continuation signal, meaning that after the consolidation, the price tends to break out in the same direction as the initial rally.
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